INSURANCE

All Advertising and Editorial shoots must be insured.

ADVERTISING:

Towergate are Creative Blood’s insurance broker for all advertising shoots. If you need to contact Towergate, please request the details from our Office Manager, or your Exec Producer.

A basic risk assessment form should also be completed for all motion shoot, or shoots that are high risk. Please email the risk assessment along with the callsheet to your Exec Producer to share with Towergate. Please allow a minimum of 48 hours incase any additional insurance is required as Towergate only work 9am-5pm Mon-Fri. No additional insurance can be arranged out of office hours.

Please see links below for the copies of the insurance polices that Creative Blood have in place to cover all advertising shoots.

• Hired-In Equipment Insurance- Covering equipment up to the value of £350,000

• Liability Insurance - This is worldwide cover for the following: Public Liability £10m, Employee Liability £10m, Product Liability £10m.

• Travel Insurance - Confirmation of worldwide travel insurance: Medical Expenses Sum Insured: £10m.

Some clients will have their own insurance. If this is the case, please request copies of their insurance certificates ahead of the shoot, and check with Peter Allan at Towergate that they offer the right level of cover.

EDITORIAL:

Where possible, Creative Blood does not insure editorial shoots, the insurance has to come direct from the magazine/artist.

Please request copies of the insurance certificates at the beginning of each editorial job to make sure that their policy offers the right level of cover. It must include Public liability insurance and equipment insurance.

If in doubt, please share insurance certificates with Towergate who will advise if an additional policy needs to be taken out and paid for by the magazine/artist.

Insurance certificates will need to be shared with locations/councils for their approval prior to the shoot.

If a publication isn’t able to insure their own shoots (e.g if based in the US), please check with your Executive Producer before agreeing cover their shoot under the Creative Blood insurance, as a fee to cover the insurance will need to be agreed, and may not be the standard agency 3%.

ADDITIONAL INSURANCE

The following activities are very likely to require an extra insurance coverage:

·       Aerial Scenes: Shoots from aircraft including airplanes, helicopters, gliders and balloons.

·       Falls: scenes involving scripted and choreographed falls.

·       Fight Scenes: Fight scenes that are choreographed, structured, and sequenced. Scenes involving physical contact between actors/weapons.

·       Recreational Vehicles: The use of recreational vehicles such as ATV's, go carts, mopeds, motorcycles, scooters, Segways, snowmobiles etc.

·       Water Scenes: Canoes, kayaks, shots on lakes, shoots primarily in water, surfing and pools. Does not provide watercraft coverage.

·       Weapons: Scenes that involve prop guns, squibs, blanks, knives or other similar weapons.

·       Precision Driving: Controlled driving on public roads, race tracks, off-road (no racing, skidding or collisions).

·       Animals: Scenes involving the use of animals, such as: dogs, farm animals, household pets and zoo animals.

·       Other Stunts actions: Fireworks, Pyrotechnics, Demolitions/Explosions, Flashboxes/Flashpods, Chase Scenes, Vehicle Collisions, Vehicle Explosions

·       Some locations (expensive locations)

·       Expensive props and wardrobe.

INSURANCE CLAIMS

If there is an issue on a shoot and it looks like a claim is needed, you must update your Executive Producer at the earliest opportunity.